About

While each client’s experience is unique the financial planning process follows the same steps:

Initial Meeting

You will meet with an Atlas Financial Advisor who will get to know you and answer any questions you may have. It is during this meeting you decide if Atlas Financial is the advisor group that will meet your needs.

Data Gather

Once you decide that Atlas is the place for you, we will set up a second meeting to begin the planning process. Topics we will include risk tolerance, investment timeline, current financial status, marriage and family status, personal preferences, and specific needs and goals.

Team Review and Plan Delivery

During this period, our entire team will review your personal plan and craft a plan that is unique to you and your goals. At the conclusion of this meeting we will review your current situation, determine if there are areas in need of improvement, and will deliver an investment strategy that will help you reach your goals.

Implementation

Once you are satisfied with your plan, Atlas Financial will assist you in transferring any assets necessary to bring your plan into conformance with your investment goals.

Review & Update

We understand our clients are busy and many hire Atlas Financial so they do not have to worry about updating their portfolios. Yet reviewing and updating your portfolio is an important part of what we do. With this in mind, we will meet with you as frequently or as little as you desire. Most clients meet with us twice a year, although we would be more than happy to meet with you quarterly until you become comfortable with the process. The choice is yours. At Atlas Financial, you control your financial destiny; we provide the road-map to the safest route.

Your goals are our goals

We will never recommend an investment if it is not in your best interest. Never.

As fiduciaries we will only recommend investments after we have defined your goals and reviewed all possible solutions. Utilizing our expertise and data driven approach we will align your investments to maximize your returns with the least amount of risk possible. 

There are several important questions you should ask every investment team:

1. Where are your assets held?
2. Who oversees selecting your investment
   allocation?
3. What is the process for selecting investment
   vehicles?
4. How are all parties being compensated?

At Atlas Financial Advisors, our investment management team reviews tens of thousands of investments each year. We choose investments to serve a specific role within your portfolio to diversify, reduce risk and provide growth potential. 

We believe it very important to protect your assets by only utilizing nationally recognized third-party custodians. The money we manage for you is held directly at a fully insured custodian such as TD Ameritrade and Charles Schwab.

Fee transparency is immensely important. You will always know what fees you are paying, to whom you are paying them and why. There is nothing wrong with paying for advice or asset management as long as you have clarity on what value you are receiving for the fees you are paying. 

Creating the best portfolio for you

We build portfolios for the sole purpose of helping you reach your financial and investment goals.

How do we decide what portfolio is best for you?

• We get to know you and understand your
  current finances.
• We help you identify your goals.
• We analyze your current course of action
• We then set about researching what
  investments best meet your needs.
• We then select a specific strategy that aligns
  your investments with your short and long-term goals.

As your life and goals change, we continue to meet with you and update your investments to keep them in line with your needs.

Better for your employees. Better for you.

We help you attract and keep talent by improving your plan’s design and making certain you are meeting your fiduciary responsibility.

What is your fiduciary responsibility?

As an employer with a defined contribution plan, your fiduciary duty means you are legally responsible for providing your employees with the highest standard of plan care.

Meeting your legal fiduciary responsibility

To help meet your fiduciary responsibility, we provide:

• Customized investment policy statements
• Customized employee policy statements
• Quarterly investment reviews
• Any available fiduciary services

Improve your plan's design and function

We’ll become experts in your plan and work to improve it so that it functions better and meets the saving and investment needs of your participants. We implement or improve your:

• Safe-harbor design (matching and non-elective)
• Cross-tested profit sharing
• Auto-enrollment and escalation
• Qualified default investment alternatives (QDIA)
• Roth provision

Diversify your plan's investment menu

Our in-house investment team has constructed a highly-diverse investment menu, including:

• Passively-managed index funds
• Exchange-traded funds
• Primarily low-cost institutional funds
• Actively-managed investments

We're serious about educating your employees

We really value education. To support your company, your plan and your employees, we provide comprehensive educational materials, including:

• Webcasts
• Podcasts
• Articles
• On-site training
• Phone support

As your fiduciary advisor, we can assist your employees with their retirement accounts, help protect you legally, and make your life and your job easier.

CONTACT US TODAY